What you can Insure
Please note: all insurance policies contain terms and conditions and exclusions. The brief notes below are a general guide only
Covers loss or damage to your business assets, including buildings if owned by the business, through fire, theft, malicious damage, storm and flood, and earthquake.
Comprehensive cover for larger vessels (not pleasure craft), covers loss or damage to the vessel
Covers loss or damage to cargo carried by a larger vessel
Home, Contents, Personal Vehicles
including trailers, caravans and boats. We may not be the cheapest because direct-to-market insurers will often undercut us. But for your personal convenience, and to have our support at claim time, you may choose to have us look after all of your insurances so that you only have one point of contact for all your insurance needs, both business and personal.
Public Liability - loss or damage to a third party’s property caused by your negligence
Professional Indemnity – loss caused to a client through advice you give which is incorrect, or where you omit advice you should have given
Cyber liability – losses caused through the hacking of your system, plus losses incurred by your clients through having their information stolen from your system
Goods in Transit
Covers loss or damage to goods while in transit by air, sea or over land
Covers losses from a building site while construction is in progress, also covers the partially completed construction itself, through fire, burglary, malicious damage, storm and flood, and earthquake.